You might already invest for retirement with a 401k, but, you can also boost your non-retirement savings with investing as well. If you like to pick your own stocks, bonds, and ETFs, a well-respected brokerage is Ally Invest. Each trade is only $4.95 which is as low as you can get for a conventional brokerage and still have access to research reports and charting.
This can also be a great teen micro-business idea because local produce can also be popular. You might be able to sell directly from your house, and, at your local farmer’s markets to gain additional exposure. Baked goods and specialty foods can also be hot items at your produce stand too. Be sure to check your local and state laws regarding food sales first.
A relatively new investment idea is peer-to-peer (P2P) lending. This is when you create “micro-loans” to everyday people that do not want to get a loan from a bank. Loans can be issued for a variety of purposes including credit card debt refinancing, business loans, or home repairs. Since you are the bank, peer lending offers a higher return than your current fixed income or bond investments.
“Acorns makes it easy to invest by removing the responsibility of choosing individual investments or worrying about trades,” Reid explains. “You don’t need any previous investment knowledge or history.”
There seem to be many apps popping up that pay you to do simple tasks like taking a picture of a menu, or taking a picture of yourself drinking a Starbucks, or verifying that a road is closed — you get the picture. Here are a few that I found:
On the downside, some ClickBank products can be of poor quality, says Bethany Mooradian, owner of QueenoftheRandomJob.com. So some products are easier to pitch than others. One solution is to buy the product ahead of time to assess its quality, she says.
OK, that sounds a little scary, but it doesn’t have to be. With the Getaround app, you can safely rent out your car to people in your community and neighborhood. The company insures your car for each trip, offers 24/7 roadside assistance and screens drivers for a safe driving record.
Try and be honest when filling in these online paid surveys as sometimes you can be penalised for contradicting yourself or giving inadequate responses. Also, don’t try to second guess the system by saying that you are a wealthy businessman or woman to get more surveys. It won’t work!
Vindale Research – Vindale Research asks for information about you that they can match you with fitting surveys. At up to $50 a pop for some surveys, and a free $2 just for signing up, it pays to check in daily to see which ones are available to you. Cashouts are through PayPal.
Huge and trustworthy sites like Upwork have thousands of employers who want to hire for all kinds of tasks where you can write or edit about anything from technology to business articles. Get paid for every single article. Get a great reputation and you can turn this into a full-time job.
Whether you’re a broke college student who needs a little extra spending cash, or you’re actually an adult now and looking to eliminate credit card debt or increase savings, most of us could benefit from a little more take home pay each month.
Have a bunch of movies or CDs collecting dust on a shelf? Decluttr will pay you for them!Decluttr buys your old CDs, DVDs, Blu-rays and video games, plus hardware like cell phones, tablets, game consoles and iPods.
Building a following on ChaCha is the hardest part, though, Mooradian says. The reason: You’re listed along with 62,000 other experts. Also, ChaCha rates are pretty slim, ranging from 1 cent to 20 cents per task. Though savvy experts can make money online, don’t give up your day job.
Please don’t rush into buying Bitcoin to make money. It’s really important to know what you’re getting involved with. Read our new how to buy Bitcoin tutorial which explains everything you need to know.
Brainiacs are also welcome at ChaCha, which pays you small amounts of money for completing guide tasks. Advice runs the gamut from solving puzzles to answering questions on set subjects. Payouts can be small but steady.
The historically hard-to-break world of investing in stock markets and currencies has been cracked wide open. Today there is no need to be a fat cat or fund the yachts of Wolf of Wall Street style stock brokers. You can do it all yourself with the help of online market trading platforms.
Another big tip is to have a great cover designed (browse these) so it stands out, and once your book is live on the Kindle store it’s really important to get some reviews so it shows up higher in results. Encourage readers to leave an honest review at the end of your book.
You might want to put the game in your shopping cart anyway. One Penny Hoarder made $250 in six months selling spare board game pieces online. You can even sell “mystery bags” of pieces for $12 a pop!
Sites like Swagbucks ask you to watch certain videos and like them. You have to watch for a certain number of minutes which you’ll be told ahead of time. You could earn over $200 a month (earnings vary). You’ll earn Swagbucks for watching (points that can be redeemed for gift cards or Paypal). You can get $5 just for signing up!
You might recognize the Ipsos Panel name because it’s the same company that does most of the political polling during elections. Some of the top-end surveys can pay up to $95, but those are rare and can take awhile to complete. Most surveys pay a buck or two and only take 10 to 15 minutes.
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Tutor students. If you have an academic specialty and can squeeze in a couple of hours during the week while Junior is taking a nap or Janie is at gymnastics, share your knowledge with struggling students. Find students looking to improve their grades on your own through your kids’ schools – check a site such as Craigslist.org to gauge hourly rates in your area – or sign on with an online tutoring company, such as Tutor.com. You must be available to tutor at least five hours a week and have a college degree to tutor certain subjects for Tutor.com. Tutoring is done virtually from home via a computer, not in person. Tutor.com tutors are paid an hourly rate based on the subject.
How much audio you transcribe at once can also be at your discretion. You can transcribe clips that are only one or two minutes in duration or much longer for some clients. To get started, you only need a reliable internet connection and a computer. If you really like transcribing audio, buying a pedal can be worth the small investment.
Yes, companies will pay you to install apps (or place ads) on your cell phone and leave them there. These apps often run in the background and track your spending/purchasing habits but if you’re not one to really care who knows what groceries you’re buying that week then this is seriously the easiest way to make upwards of $300+/year for no reason.
If you enjoy interacting with people from different cultures, you can also teach English to citizens from all over the globe that are want to practice speaking English to boost their own income potential.
I know you want to find some legitimate work from home jobs that are not rip-offs. So, I have scoured through hundreds of ways to work at home, and came up with the 50 legitimate ways to make money from home.