Scott ROCKS ON this podcast with his upbeat personality and his advice. He provides a lot of good information to improve our finances, from basic steps to more advanced. His website is also full of great information! Thank you Scott!”– Jess
You might already invest for retirement with a 401k, but, you can also boost your non-retirement savings with investing as well. If you like to pick your own stocks, bonds, and ETFs, a well-respected brokerage is Ally Invest. Each trade is only $4.95 which is as low as you can get for a conventional brokerage and still have access to research reports and charting.
Home-based childcare can be an effective way to pay your monthly mortgage payment, and, if you stay-at-home with children of your own, it can be a good way of getting paid to stay at home. Plus, your own children will have the opportunity to meet new playmates. Before starting a home-based daycare, make sure you check with your local and state laws to see if you need to obtain any licenses or permits to operate.
Perhaps you enjoy writing, managing Facebook pages or doing a little bit of graphic design in your spare time. There are so many freelance jobs out there that require simple skills or just time that someone else might not have.
Make more money selling photo subjects that have fewer search results but you feel would have some demand. It might be a good idea to test them out in print first yourself (get free photo prints here).
Huge and trustworthy sites like Upwork have thousands of employers who want to hire for all kinds of tasks where you can write or edit about anything from technology to business articles. Get paid for every single article. Get a great reputation and you can turn this into a full-time job.
Our review: NewVista offers users cash for completing surveys where 1 point = £1. For some, it can take a while to reach the £50 threshold but the surveys usually take just 15 minutes (so ~£4/hour) and they pay well.
You can join one or all of these sites depending on how many survey opportunities you desire about a variety of topics from product and reviews, political opinions, or sharing your daily habits. It’s possible to earn up to $75 per survey that can be redeemed for cash or gift cards. And, some sites will automatically enter you into a quarterly cash giveaway that can result in an even larger paycheck.
You’ve probably heard stories of Instagrammers who are cashing in on the pictures they snap and share every day. You might’ve even looked at your own sizeable following and thought, “Maybe I can do that too”.
We also checked in with the company to see what it’s doing to address car owners’ concerns, and the CEO Sam Zaid told us, “Fortunately, customer feedback is one of the best ways we can learn and grow. We take feedback seriously and prioritize product updates based on our conversations with owners and renters.”
Fohr Card: Connect your Instagram, blog, YouTube channel, and other social platforms to create an influencer “card” that shows your different profiles and total reach for brands shopping around for a partnership. You also get access to a list of brands and their wants, so you can take the initiative to reach out too.
Zaarly is a website that connects those offering random services (like walking a dog, being a personal assistant for a day, giving guitar lessons, etc.) with buyers who are looking for those services. I would suggest checking out some of the ideas listed on the site and sign up and offer those services as they are in demand.
Please be aware that CFDs are a leveraged product and can result in the loss of your entire capital. Past performance does not guarantee future results. Trading CFDs may not be suitable for you. Please ensure you fully understand the risks involved.
The default price is $5 (hence Fiverr..), but you can attach extra services to gigs for more money. Whilst it might not seem like much, it can quickly add up and there are plenty of examples of people making a really good living from the site. The key is to get a system in place which minimises the time spent on each gig.
Then head to our active competitions page to enter other free competitions that we have found. Just note that some of these sites may send you spam so use an alias email address and opt-out of as many of the offers as possible.
An influencer is basically anyone who’s built themselves an online reputation by doing and sharing awesome things online. To their audiences, influencers are tastemakers, trendsetters and trusted experts whose opinions about certain subjects are respected.
As a nation, there seems to be more emphasis on locally-sourced food. You might be able to make money by selling farm fresh eggs. This is a potential income stream whether you live in a rural area or even in an urban area. Just make sure your HOA will let you keep chickens in your yard before buying a coop. If you have the acreage, you might also consider selling fresh beef, chickens, and pork as well.
You might want to put the game in your shopping cart anyway. One Penny Hoarder made $250 in six months selling spare board game pieces online. You can even sell “mystery bags” of pieces for $12 a pop!
A relatively new investment idea is peer-to-peer (P2P) lending. This is when you create “micro-loans” to everyday people that do not want to get a loan from a bank. Loans can be issued for a variety of purposes including credit card debt refinancing, business loans, or home repairs. Since you are the bank, peer lending offers a higher return than your current fixed income or bond investments.
Run virtual errands. If you have a computer with Internet connection and are good at searching the Web and communicating with others, you can become a virtual personal assistant with Fancy Hands. The service hires assistants, who set their own hours, to help its users tackle tasks such as making calls to service providers, scheduling appointments, and finding the best prices for services and products. You get paid per task, starting at between $3 and $7.
One of our secret weapons is called Paribus — a tool that gets you money back for your online purchases. It’s free to sign up, and once you do, it will scan your email archives for any receipts. If it discovers you’ve purchased something from one of its monitored retailers, it will track the item’s price and help you get a refund anytime there’s a price drop.
Monetizing your expertise — whether in social networking or transcribing — is one way to make money while sitting at your computer at home. But others also are popping up, such as taking online surveys or even predicting election results.
Get a $150 bonus when you open a new Chase Savings(SM) account, deposit a total of $10,000 or more in new money within 10 days, and maintain a $10,000 balance for 90 days. You’re not required to open the savings account to earn the $200 Chase checking bonus.
Watch other people’s kids along with your own. There’s a good chance your friends who work outside of their homes would be thrilled to have an experienced parent watch their children while they are at the office. It can be manageable if your friend in need has only one or two kids. Plus, the new playmates will help keep your children occupied for a few hours. Pay varies widely based on where you live and the ages and number of kids you’ll be watching, but babysitters and nannies typically can make up to $10 an hour in small cities and much more – even double that hourly rate – in larger cities.
If you “do everything” on your phones, you can also get paid to download sponsored apps and games. FeaturePoints will pay you to do just that, and watch YouTube videos too. After downloading and using the app, you will earn credits that can be redeemed for gift cards, which can be just as good as cash.
I know you want to find some legitimate work from home jobs that are not rip-offs. So, I have scoured through hundreds of ways to work at home, and came up with the 50 legitimate ways to make money from home.
Our review: Surveys take around 15 minutes each so you could be earning £4.80 an hour. Be aware that cheques do take a while to arrive in the post, and we’d recommend not wasting your time with the ‘prize draw’ surveys (unless you’re feeling very lucky).
The historically hard-to-break world of investing in stock markets and currencies has been cracked wide open. Today there is no need to be a fat cat or fund the yachts of Wolf of Wall Street style stock brokers. You can do it all yourself with the help of online market trading platforms.
A part-time job is the obvious first choice, opted for by most students looking to supplement their student loan. It provides a pretty steady flow of income and can enable you to gain valuable work experience.
As internet bandwidth speeds continue to increase, websites and their viewers can process more data-intensive graphics. You can also sell your videos for cash as more sites include moving images on their homepages and articles.
Sites like Google, Yahoo, Bing, etc. pay you for fixing their search results. You just have to mend the errors of the search engine results and make them qualitative, relevant, and useful. Doing this you can earn around $12 per hour.
Just download the app and start scanning the barcodes on your media to get immediate quotes. It’s completely free to use; there are no listing or seller fees; payment is super fast and there’s even free shipping.
My 10-year-old son brought home a book from our park’s free library box. It was a biology textbook – teachers edition. He said it looked interesting and hey, it was free (having no idea you could sell it). I scanned it in my Amazon seller app and realized it was worth around $150. He was so excited. We listed it for sale for $130 and it sold! Going to tell him, he just made $130!
Also known as Multi-Level Marketing (MLM), this is a business model that allows you to generate ongoing income in two ways: by making a commission selling products and by recruiting other members who go on to sell. The later allows you to make money from the sales made by those you have recruited.
If you are comfortable taking off your kit then why not try life modelling. Sit there in the buff while budding artists capture your every curve (or pokey bits) in frightening detail! Try RAM, a website especially designed for these kind of jobs.
You can earn anything from 10p to £20 per item, and the earnings can really add up if you have a large collection. Whilst you’re at it, see if your parents have any ‘clutter’ they’d be happy to see the back of.